{"id":1940,"date":"2019-11-26T19:23:19","date_gmt":"2019-11-26T18:23:19","guid":{"rendered":"http:\/\/hoernerbank-adextra.contentdigital.de\/?page_id=1940"},"modified":"2021-01-15T09:22:19","modified_gmt":"2021-01-15T08:22:19","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.hoernerbank.de\/en\/estate-management\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"<div id='av_section_1'  class='avia-section av-k0i5ei27-9ce1f458fb5664e73ebebbfb3b341ee7 alternate_color avia-section-huge avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  blue_gradient avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1940'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-u7wk-d3b39ebc164935bc2b77b2a5da716a49\">\n.flex_column.av-u7wk-d3b39ebc164935bc2b77b2a5da716a49{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-u7wk-d3b39ebc164935bc2b77b2a5da716a49 av_one_half  avia-builder-el-1  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k0pdreg6-faacdb31b035bec41a1a670556c0c5aa\">\n.avia-image-container.av-k0pdreg6-faacdb31b035bec41a1a670556c0c5aa img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k0pdreg6-faacdb31b035bec41a1a670556c0c5aa .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k0pdreg6-faacdb31b035bec41a1a670556c0c5aa av-styling- avia-align-  avia-builder-el-2  avia-builder-el-no-sibling  shadow'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2369 avia-img-lazy-loading-not-2369 avia_image ' src=\"https:\/\/www.hoernerbank.de\/wp-content\/uploads\/2019\/11\/fragen-antworten.jpg\" alt='Fragen &amp; Antworten' title='istockphoto-939837832-2048x2048_mod_ae'  height=\"635\" width=\"635\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hoernerbank.de\/wp-content\/uploads\/2019\/11\/fragen-antworten.jpg 635w, https:\/\/www.hoernerbank.de\/wp-content\/uploads\/2019\/11\/fragen-antworten-300x300.jpg 300w, https:\/\/www.hoernerbank.de\/wp-content\/uploads\/2019\/11\/fragen-antworten-80x80.jpg 80w, https:\/\/www.hoernerbank.de\/wp-content\/uploads\/2019\/11\/fragen-antworten-36x36.jpg 36w, https:\/\/www.hoernerbank.de\/wp-content\/uploads\/2019\/11\/fragen-antworten-180x180.jpg 180w\" sizes=\"(max-width: 635px) 100vw, 635px\" \/><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1m22c-737270118a7356a2acdc258801b96b0b\">\n.flex_column.av-1m22c-737270118a7356a2acdc258801b96b0b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1m22c-737270118a7356a2acdc258801b96b0b av_one_half  avia-builder-el-3  el_after_av_one_half  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><p><section  id=\"breadcrumbs_wrap\"  class='av_textblock_section av-k0v0s0ku-1704e5148196761816004a3ba4c877d6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"breadcrumb breadcrumbs avia-breadcrumbs\"><div class=\"breadcrumb-trail\" ><a href=\"https:\/\/www.hoernerbank.de\/en\/\" title=\"Hoerner Bank\" rel=\"home\" class=\"trail-begin\">Home<\/a><\/div><\/div>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-38nac4-09fc0c8982ad429a50a935a5dd06dcab\">\n#top .av-special-heading.av-38nac4-09fc0c8982ad429a50a935a5dd06dcab{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-38nac4-09fc0c8982ad429a50a935a5dd06dcab .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-38nac4-09fc0c8982ad429a50a935a5dd06dcab .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-38nac4-09fc0c8982ad429a50a935a5dd06dcab av-special-heading-h1 blockquote modern-quote  avia-builder-el-5  el_after_av_textblock  el_before_av_textblock  title_after_breadcrumbs av-linked-heading'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Questions and answers<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-k0pcs2wz-a6316d513143251e9640b217fd5220d6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Do you have questions concerning international heir research and estate administration? Or have you been contacted as a potential heir within the scope of an estate matter? Below are our answers to the most frequently asked questions. If you cannot find an answer to your particular question then please contact a member of our team.<br \/>\nClick here to contact our <a href=\"\/en\/estate-management\/probate-courts-notaries\/#av_section_3\">experts<\/a>.<\/p>\n<\/div><\/section><\/p><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section av-k0i5ei27-da235cde83eb933481a61f79f816cb4d alternate_color avia-section-huge avia-no-border-styling  avia-builder-el-7  el_after_av_section  avia-builder-el-last  red_gradient avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1940'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gvrtc-25466741444a18f066287b8877575f1a\">\n.flex_column.av-gvrtc-25466741444a18f066287b8877575f1a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-gvrtc-25466741444a18f066287b8877575f1a av_three_fourth  avia-builder-el-8  el_before_av_one_fourth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><div  class='togglecontainer av-k1tddmla-8864b2c6bc65f1f520ed71d39c1382bc  avia-builder-el-9  avia-builder-el-no-sibling  toggle_close_all' >\n<section class='av_toggle_section av-qgeb1w-d3783d6f8013319cdd91cd800e04ad5e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-1' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1'>Did the decedent have an account with Hoerner Bank AG or why is Hoerner Bank AG involved in the estate matter?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p class=\"p1\">Since around 1849, international heir research and the financial settlement of estates has been the established business area of Hoerner Bank AG or its predecessor as a company. We are usually tasked with heir research by court-appointed judicial administrators, sometimes even by the probate courts themselves. Since 1996, we have also been involved in traditional banking. Our offices in Hamburg, Berlin and Munich are not bank branches, however, but rather part of the estate and estate administration departments. As such, when we search for heirs, the respective decedents usually did not hold an account with Hoerner Bank AG.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-nirkwk-f21f4c0ba08b7a93865d26bbae47d8c4'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-2' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2'>Where can I check out whether Hoerner Bank AG is reputable?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>\u2022 Ask at your own bank<\/p>\n<p>\u2022 Ask the judicial officers of the local probate court<\/p>\n<p>\u2022 Ask at a police station, showing them our letter (in our experience, they will then consult the police in Heilbronn) in order to rule out that it is a scam<\/p>\n<p>\u2022 Ask a law firm to check<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-m3hikk-5932c7513f312b9d8cf1950ee61a8f42'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-3' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3'>Why does Hoerner Bank AG work on estate matters that date back several decades?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>The accrual of inheritance after the deceased relative itself only occurred relatively recently (as a rule, one to three years ago). However, the family relationships to be resolved in order to identify the legal heirs date back quite far in the majority of cases.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-3wq21g-5705a939a56d5cd3120a4769b3967f99'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-4' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4'>Is it possible that the estate is indebted?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>When we take on cases for probate courts or judicial administrators, we first always ensure that the estate assets yield a positive balance. As we calculate our fee as a percentage of the amount that remains once estate liabilities have been deducted, this is the only way that our remuneration model makes sense. If an estate is indebted then we would have to calculate our fee on a negative amount, which is of course of no interest to us. We would not take on such cases at all.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-im7210-f491a10ea758ec5e628d1c165e1e9636'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-5' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-5'>Could the costs incurred (fees\/expenses) exceed the value of my inheritance?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-5' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p class=\"p1\">That is out of the question \u2013 and we can guarantee that unconditionally.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-48c818e759a2b9c7aa18eadd1b573160'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-6' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-6'>What does the term \"expenses\" include?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-6' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>\u201cExpenses\u201d are essentially municipal fees for issuance of birth, marriage and death certificates (around \u20ac12 per certificate) for proof of heirship and for further information within the scope of heir research. In addition, there are costs for certification of the petition for issuance of a certificate of heirship once research has been completed and the costs for the probate court for issuance of the certificate of heirship. It is only possible to state the exact total of these costs retrospectively but these are always considerably lower than the estate assets to be distributed. The expenses and the notary and court costs are only borne by each heir proportionate to their inheritance share and are negligible amounts.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-f8zmp0-64ff34aa7693d3e8b0f051942137795b'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-7' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-7'>Am I entering into any financial risk?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-7' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>No. This can be ruled out as there are no payments due to us or any other bodies out of your current assets with regard to the estate matter at hand. All costs or taxes are paid in advance by us or deducted from the estate. Costs are not due until distribution of your inheritance share and are then offset against the balance or retained. If, contrary to expectation, there are no assets to be paid out, we guarantee that you will not incur any costs.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-2bbvbo-27bd36c49ae37c7ffa5e577595f7f4ac'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-8' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-8'>What do the last two sentences in the Power of Attorney mean, where it states that this does not expire upon death and is transferable?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-8' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>As a rule, it can take between one and three years until heir research has been completed and the estate settled in full. If an heir were to die during this period of time then it is important (also for their heirs) that we are able to continue acting in the matter using the power of attorney granted while the heir was still alive, without having to obtain new powers of attorney from their heirs. Within the scope of settling the estate, we sometimes utilize the support of judicial officers to liquidate accounts, for example, at no extra cost and have to grant substitute powers of attorney for this.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-1bb584-e8dadd8c49d73fb1d665e17070622488'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-9' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-9'>Why does your letter not contain any details as to the actual decedent, the judicial estate administrator or the competent probate court? <span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-9' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>We do not receive a fee from the probate court or from the judicial administrator, irrespective of the outcome of our heir research. We agree on a fee with the heirs that we find, to be paid in the event of success. Thus, in order to ensure that our work will also be remunerated, we can only disclose the information stated once we have received signed documents of authority from all of the heirs.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-ae2h5w-b3a38574669d556f06062e1213a86000'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-10' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-10'>Why is it not yet possible for you to state my exact proportionate inheritance share? <span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-10' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>The proportionate inheritance shares are determined as per the regulations of the German civil code [BGB] concerning legal succession. Not all of the heirs receive equal shares, these are calculated according to the maternal\/paternal line, family branch and sub-branches of the family. As such it is not possible to calculate the exact proportionate shares (applied fractions) until the heir research has been completed in full.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-8goelw-d1413d92e417ec5bfcc34658528b08d2'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-11' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-11'>Will I incur any additional costs if Hoerner Bank AG also instructs a foreign partner, a tax advisor for the inheritance tax assessment or an attorney for the proceedings for issuance of a certificate of heirship? <span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-11' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>No, the agreed fee is then divided between Hoerner Bank AG and its foreign partners. Hoerner Bank AG bears the costs for tax advice or the attorney who handles the proceedings for issuance of a certificate of heirship.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-7bra78-f54fc42b21ef560aed9abee18bba0040'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-12' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-12'>What if there are tangible estate assets, how will these be valued?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-12' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>As a rule, the judicial administrator realizes the tangible estate assets in consultation with the probate court and books the proceeds into the estate account that they manage. Otherwise, we take on realization of these assets after the certificate of heirship has been issued (especially with real property), but always in consultation with the heirs.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-55as3o-86c1bbe1ebb5e366cad810d9e748e0d4'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-13' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-13'>Do I need to take any action regarding settlement of the estate myself or contact the co-heirs? <span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-13' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>No. Once power of attorney has been granted, we take on the entire task of settling the estate for you. Once the heir research has been completed, one member of the community of heirs will be required to file the petition prepared by us for issuance of a certificate of heirship, in notarized format (we cover the notarial costs initially and then deduct these when distributing the estate). What we offer is an all-inclusive, hassle-free package. Once the final account is through then the estate is settled in full.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-4q8q7o-d58c7564ddebf6df2b5480b5a9e6cf23'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-14' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-14'>How long will it take until I receive my inheritance?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-14' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>This depends on<\/p>\n<p>\u2022 how complicated or wide-ranging the family relationships are,<\/p>\n<p>\u2022 whether any research is required or documents must be procured abroad,<\/p>\n<p>\u2022 how cooperative the heirs are that we find,<\/p>\n<p>\u2022 how promptly the probate court completes proceedings for issuance of a certificate of heirship,<\/p>\n<p>\u2022 and how quickly the banks where accounts are held pay out the balance once a certificate of heirship is in place.<\/p>\n<p>As a rule, any information about the family relationships we receive from the heirs located by us, supports our work and speeds up the procedure considerably. Of course, it is also in our own interest to bring a matter to a close as soon as possible since we do not receive our fee until the inheritance is paid out. This is why we work to complete our research as swiftly as possible \u2013 but also as thoroughly as is necessary to submit a complete result to the probate court.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-39bi90-037a4dc4094d7c2c8193b6e0ca4e1510'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-15' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-15'>Are you permitted to give me legal advice on inheritance matters?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-15' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>No, our activities only extend from heir research to financial settlement of the estate. Even though most of our staff in our estate departments at Hoerner Bank AG generally trained as lawyers (fully qualified lawyers, W\u00fcrtt. Notariatsassessors \u2013 legal experts qualified to act as a probate judge in estate matters in Baden-W\u00fcrttemberg and Dipl.-Rechtspfleger (FH) \u2013 qualified law officers), for legal reasons, only attorneys-at-law can provide actual legal advice.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7hehk-42f20b8ec3732832d3800b9401eeaaec\">\n.flex_column.av-7hehk-42f20b8ec3732832d3800b9401eeaaec{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-7hehk-42f20b8ec3732832d3800b9401eeaaec av_one_fourth  avia-builder-el-10  el_after_av_three_fourth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_2'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1940'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":1931,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1940","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - 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